Introduction
PLEASE READ THESE TERMS AND CONDITIONS ("TERMS") CAREFULLY BEFORE USING THE SERVICES PROVIDED BY INVESTROCK.IS LTD.BY ACCESSING THE WEBSITE LOCATED AT www.investrock.is ("WEBSITE"), YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO ALL THE TERMS AND CONDITIONS OUTLINED HERE, YOU ARE NOT AUTHORIZED TO USE THIS WEBSITE OR ITS SERVICES.
INVESTROCK.IS LTD RESERVES THE RIGHT TO MODIFY, UPDATE, ADD, OR REMOVE PORTIONS OF THESE TERMS AT ANY TIME AND FOR ANY REASON. WE STRONGLY RECOMMEND THAT YOU REVIEW THESE TERMS PERIODICALLY TO STAY INFORMED OF ANY CHANGES. ANY MODIFICATIONS WILL TAKE EFFECT IMMEDIATELY UPON POSTING ON THE WEBSITE. BY CONTINUING TO ACCESS OR USE OUR WEBSITE AFTER CHANGES ARE POSTED, YOU ACKNOWLEDGE AND AGREE TO THE UPDATED TERMS.
Disclaimer
Nothing on this Website constitutes tax, accounting, legal, regulatory, insurance, or personalized investment advice. The information and opinions provided on this Website are for general informational purposes only and do not represent a solicitation or offer by Investrock or its affiliates to buy or sell any specific financial instruments or products. Additionally, no investment plans or products offered through this platform shall be promoted or sold in any jurisdiction where such activities would violate local laws or regulations.
Users are solely responsible for their investment decisions and should carefully consider their financial goals and risk tolerance before choosing an investment plan. By using this Website, you agree to indemnify and hold Investrock, its officers, directors, employees, affiliates, agents, licensors, and suppliers harmless against any claims, losses, liabilities, costs, and expenses (including legal fees) arising from your use of this Website, your violation of these Terms, or any decisions you make based on the information provided.
The investments and strategies discussed on this Website may not be suitable for all investors. They are not obligations of, or guaranteed by, Investrock or its affiliates. Investrock makes no representations regarding the appropriateness of the content for use in all jurisdictions or countries. Additionally, the availability, suitability, and legality of transactions, securities, products, or services may vary by location and user. All users accessing this Website do so on their own initiative and are responsible for complying with applicable local laws and regulations.
All investments involve risks and may fluctuate in value. The performance of investment plans offered on this platform can be influenced by various factors, including market conditions, interest rates, and economic developments. It is important to carefully evaluate the risks associated with any investment plan before committing funds. Investrock provides a range of investment plans for users to choose from, but we do not guarantee specific returns or outcomes. Users are encouraged to review all relevant details of their selected plan and ensure it aligns with their financial goals and risk tolerance.
This website is intended to provide information about Investrock’s platform and services and should not be considered financial advice. Users make investment decisions at their own discretion, and Investrock does not guarantee any specific investment outcomes. While we strive to ensure the accuracy and reliability of the information provided, we do not make any guarantees regarding its completeness or timeliness. All investments involve risk, and past performance does not guarantee future results. Users are encouraged to evaluate their financial objectives and risk tolerance before making any deposits or investments.
The information and services on this Website are provided "AS IS" without warranties of any kind, either express or implied. To the fullest extent permissible under applicable law, Investrock disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement of third-party rights. Investrock does not warrant the accuracy, completeness, or functionality of the Website, including uninterrupted or error-free operation, correction of defects, or the absence of viruses or other harmful components. Investrock expressly disclaims liability for any errors, omissions, or the use or interpretation of the information provided on this Website.
Fund and Advisor Disclosures
Investments in an Investrock product or client account are not bank deposits and are not insured or guaranteed by Investrock, any government agency, or any bank. While certain investment strategies, such as money market funds, aim to preserve the value of your investment, there is no guarantee against potential losses, including loss of principal.
Before investing, please carefully review the fund's investment objectives, risks, fees, and expenses. For detailed information, you can request a prospectus or view it online. Be sure to read the prospectus thoroughly before making any investment or sending funds.
Investrock Institutional Investment Services
Investrock provides tailored investment plans designed to meet the diverse needs of its users. These investment options are carefully managed with a focus on performance, transparency, and reliability. However, it is important to note that these investment plans are not bank deposits and are not insured or guaranteed by any government agency, financial institution, or Investrock itself.
Before selecting any investment plan offered by Investrock, users are encouraged to carefully review the plan details, including its objectives, associated risks, fees, and conditions. While some plans may aim to provide stable returns, there is no guarantee against potential losses, including the loss of the initial investment.
Regulatory Disclosures
Certain information provided on this website may contain forward-looking statements related to Investrock’s anticipated business performance, strategies, or future expectations. These forward-looking statements are typically identified by terms such as "potential," "believe," "expect," "estimate," "anticipate," "forecast," "position," and similar expressions, or by future-oriented verbs such as "will," "may," "could," or "should."
Forward-looking statements involve inherent risks and uncertainties, and actual outcomes may differ significantly from those anticipated due to a variety of factors, including but not limited to:
- Changes in economic, political, or market conditions.
- Fluctuations in demand for Investrock's investment plans.
- Competitive pressures and changes within the financial services market.
- Evolving regulatory requirements or legislative changes.
- The success and timing of platform updates or new features.
- Technological advancements and cybersecurity challenges.
- The ability to maintain reliable operations and customer support.
- Unforeseen events such as global conflicts, natural disasters, or economic downturns.
Investrock does not guarantee that forward-looking statements will be accurate, as they are based on current assumptions and projections, which are subject to change. Users should exercise caution and are encouraged to consult with financial professionals or conduct their own due diligence when making investment decisions based on any forward-looking information on this website.
For additional information about potential risks and disclosures, users should review the details of their selected investment plans or contact Investrock’s support team directly for guidance.
Trademarks, Copyrights, and Other Intellectual Property
The content on this website is owned or licensed by INVESTROCK.IS LTD and its third-party information providers and is protected by applicable copyright, trademark, service mark, and other intellectual property laws. The materials provided are for your personal, non-commercial use only. You may not copy, distribute, modify, post, frame, or deep link any portion of this website, including but not limited to text, graphics, videos, audio, software code, user interface designs, or logos, without prior written permission from Investrock LTD.
You may download material from this website for personal use, provided all copyright and proprietary notices included in the original materials are retained. However, you are strictly prohibited from distributing, modifying, transmitting, reusing, reposting, or using any content from this website for public or commercial purposes without prior written authorization from Investrock LTD. Unauthorized use or modification of these materials constitutes a violation of Investrock LTD's intellectual property rights.
All trademarks, service marks, trade names, and logos displayed on this website are the exclusive property of INVESTROCK.IS LTD and/or their respective owners. Nothing on this website grants any license or right to use any trademark displayed herein without the express written consent of INVESTROCK.IS LTD or the respective trademark owner. Any unauthorized use of trademarks is strictly prohibited.
The use of images or other visual content displayed on this website, whether by you or anyone acting on your behalf, is not permitted unless explicitly authorized. Unauthorized use may violate copyright laws, trademark laws, and other applicable regulations or statutes.
By downloading any materials from this website, you agree not to copy, modify, remove, or obscure any copyright, trademark, or other proprietary notices included in the materials. Unauthorized use of any content or materials from this website may result in legal action.
Links to Other Websites
INVESTROCK.IS LTD may provide links on this website to third-party websites for your convenience. However, INVESTROCK.IS LTD has no control over the content, products, services, or practices of these third-party websites. The inclusion of these links does not imply an endorsement, representation, or warranty by INVESTROCK.IS LTD regarding the linked websites, their content, the products or services they offer, or their operators.
Your access to and use of these linked websites are subject to the terms of use and privacy policies of the respective third-party websites. Any interactions, transactions, or reliance on information from third-party websites are undertaken at your own risk. Investrock LTD disclaims any responsibility for the privacy policies, data handling practices, or customer information practices of third-party websites linked from our website.
We encourage users to exercise caution and review the terms and privacy policies of any third-party website they choose to access through links on our platform.
Links to Investrock from Other Websites
You are not permitted to display hyperlinks on your website that link to any website owned or operated by INVESTROCK.IS LTD without prior written authorization. If you wish to include a hyperlink to an INVESTROCK.IS LTD website on your site, you must first enter into a written agreement with Investrock LTD outlining the terms and conditions of such use.
Accessing any INVESTROCK.IS LTD website does not grant you the right to use any of Investrock LTD’s names, logos, trademarks, or copyrighted materials. You agree not to use these assets in any manner without obtaining explicit written consent from INVESTROCK.IS LTD.
To request permission to display hyperlinks to INVESTROCK.IS LTD websites, please email [email protected].
Transmissions to and From this Website
Electronic communications may be intercepted by third parties, and transmissions to and from this website may not always be secure. If you need to share confidential information with Investrock LTD, we recommend using more secure channels, such as sending correspondence by mail to:
Investrock LTD may utilize any ideas, concepts, know-how, or techniques submitted by users through this website for its own purposes. By using this website, you acknowledge that your access is limited to the specific files or sections authorized by Investrock LTD ("Approved Files"). You agree not to attempt to access any files or areas outside of the Approved Files.
INVESTROCK.IS LTD makes no guarantees regarding the security of this website, including the protection of information transmitted to or from the site against unauthorized access. Additionally, we reserve the right to modify, suspend, or discontinue any part of this website, including its features or content, at any time without prior notice.
Account and Transaction Information on this Website
Certain Investrock clients may access account information, including transaction details, through this Website. Please note that such account information is unaudited unless explicitly stated otherwise and may be based on estimates.
We advise against making any investment decisions solely based on the information provided on this Website, as it is subject to change and may not reflect the most current data. For accurate and up-to-date information, please consult your account manager or refer to official documentation.
Privacy Policy
Please review our Privacy Policy, which is an integral part of this Agreement and incorporated by reference. The Privacy Policy outlines our information collection practices and the steps we take to protect the privacy and security of your personal information.
By using this Website, you acknowledge that you have read, understood, and agreed to the terms described in our Privacy Policy.
E-mail and Marketing
By completing the registration process to access the Investrock LTD platform, users grant INVESTROCK.IS LTD permission to send email communications for marketing and informational purposes to the email address provided during registration.
If you wish to stop receiving such communications, you may unsubscribe at any time by replying to the email with "Unsubscribe" in the subject line or by clicking the unsubscribe link included in the email.
Jurisdiction and Governing Law
The content and services provided on this website are intended solely for users residing in jurisdictions where such content and services comply with applicable laws and regulations. INVESTROCK.IS LTD does not distribute, solicit, or offer any products or services in jurisdictions where doing so would violate local laws or impose additional regulatory obligations on INVESTROCK.IS LTD or its affiliates. All products and services mentioned on this website are made available only in accordance with the laws of the applicable region.
These Terms and the use of this website are governed by the laws of England and Wales. Any disputes arising from or relating to these Terms must be brought exclusively before the courts of England and Wales. By using this website, you consent to the jurisdiction of these courts and agree to resolve any disputes in accordance with their rulings.
INVESTROCK.IS LTD reserves the right to modify or restrict access to this website in any jurisdiction where its operations or content may conflict with local regulations.
Limitation of Liability
INVESTROCK.IS LTD, along with its affiliates, officers, directors, employees, and agents, shall not be held responsible for any damages resulting from your use or inability to use this website or any linked websites. This includes, but is not limited to, direct, indirect, incidental, consequential, special, or punitive damages, such as lost profits, financial losses, or other harm, even if INVESTROCK.IS LTD has been advised of the potential for such damages.
INVESTROCK.IS LTD is not liable for any errors, interruptions, or technical issues that may arise while accessing the website or its content. All information and services on this website are provided "as is" without any warranties, either express or implied. By accessing and using this website, you accept full responsibility for any risks associated with its use.
Certain jurisdictions may not permit the exclusion or limitation of liability for incidental or consequential damages. If such limitations are not enforceable in your jurisdiction, they will apply only to the extent allowed by applicable law.
By accessing this website, you agree that INVESTROCK.IS LTD is not liable for any loss or damage caused by unauthorized access, technical malfunctions, or inaccuracies in the website's content. You are solely responsible for evaluating the accuracy, reliability, and suitability of any information provided on this site or linked sites.
Timeliness of Content
The content provided on this website is accurate only as of the date it is published or indicated. Market conditions, updates, or other factors may render the information outdated over time. INVESTROCK.IS LTD does not guarantee that the content on this website will remain accurate, complete, or relevant after its initial publication.
It is your responsibility to ensure that your browser’s cache settings are configured to retrieve the most up-to-date information from this website. Viewing outdated or cached content due to improper browser settings may lead to inaccuracies.
INVESTROCK.IS LTD reserves the right to update, modify, or remove content at any time without prior notice. Users are strongly encouraged to verify the timeliness and accuracy of the information provided on this website before relying on it for decision-making.
Prohibited Uses
Unless expressly authorized in writing by INVESTROCK.IS LTD or otherwise stated in these Terms, the following activities are strictly prohibited:
1.Overloading Servers or Networks
- Using the website in a way that could damage, disable, or place excessive demand on any INVESTROCK.IS LTD server or network. Servers have limited capacity, and excessive usage may disrupt operations for other users.
2.Interfering with Others' Use
- Engaging in activities that interfere with or disrupt other users' access to or use of the website.
3.Unauthorized Use of Trademarks or Meta-Tags
- Including the term "Investrock," any INVESTROCK.IS LTD trademark, the names of its executives, or any variation thereof as a meta-tag, hidden text, or in a manner that misrepresents or misuses these elements.
4.Automated Data Retrieval or Monitoring
- Using robots, spiders, intelligent agents, or other automated or manual processes to search, monitor, or copy the website or any content from it without explicit permission from INVESTROCK.IS LTD. This includes reports, data, content, software, or services. The use of standard third-party web browsers is allowed.
5.Creating False Affiliations
- Using the website or its content in any way that falsely implies an affiliation, sponsorship, or endorsement by INVESTROCK.IS LTD.
By accessing and using this website, you agree to abide by these restrictions. Violations of these terms may result in termination of your access to the website and could lead to legal action.
Password Security and Notification
Certain areas of this website are password-protected and may require login credentials, including two-factor authentication (2FA), for access. These sections are restricted to authorized users only. Any attempt to gain unauthorized access to these areas, or to access protected materials or information through methods not expressly provided by INVESTROCK.IS LTD, is strictly prohibited.
If you are granted access to non-public areas of the website, you are responsible for maintaining the confidentiality and security of your login credentials, including your email, password, and 2FA codes. It is your responsibility to take all reasonable measures to ensure these credentials remain secure and are not shared with unauthorized individuals.
In the event you become aware of any unauthorized use, loss, theft, or disclosure of your login credentials or 2FA codes, you must notify INVESTROCK.IS LTD immediately. Failure to report such incidents promptly may result in unauthorized access to your account, and INVESTROCK.IS LTD will not be held liable for any damages or losses resulting from your failure to safeguard your login information.
Unauthorized Use of Content
You are solely responsible for ensuring that your use of this website and its content complies with these Terms and all applicable laws. Any unauthorized or inappropriate use of the content on this website, whether directly by you or through unauthorized access to your account, is your responsibility.
By using this website, you agree to defend, indemnify, and hold harmless INVESTROCK.IS LTD, its affiliates, and their respective officers, directors, employees, and representatives from any claims, losses, damages, liabilities, or expenses (including reasonable legal fees) arising from:
- Your unauthorized use of the content.
- Any actions taken on your account that violate these Terms or applicable laws.
INVESTROCK.IS LTD reserves the right to take legal action against any misuse of its content and may terminate your access to the website immediately in the event of such misuse.
System Outages and Incomplete Transmissions
Technical issues, such as software malfunctions or internet connectivity problems, may cause inaccuracies, delays, or incomplete transmission of information or materials displayed on your device. INVESTROCK.IS LTD is not responsible for any errors, omissions, or changes that may occur during the transmission of such data.
INVESTROCK.IS LTD disclaims all liability for interruptions, delays, or inaccuracies caused by system outages, network failures, or other technical problems beyond its control. Users are strongly encouraged to verify the accuracy and completeness of any information provided on this website before making decisions based on it.
Termination
INVESTROCK.IS LTD reserves the right to terminate or suspend your access to this website at any time, for any reason, and without prior notice. This action may be taken if you breach these Terms or if it is deemed necessary to protect the integrity, security, or functionality of the website or its users.
INVESTROCK.IS LTD is not responsible for any consequences arising from the termination of access. To avoid disruptions, users are encouraged to comply with these Terms and ensure their actions align with the website's policies.
Waiver
No waiver by INVESTROCK.IS LTD of any right, term, or provision outlined in these Terms shall be interpreted as a waiver of any other right, term, or provision, either at the time of the waiver or in the future. The failure of INVESTROCK.IS LTD to enforce or exercise any provision of these Terms does not constitute a waiver of that provision or any other rights under these Terms.
Integration and Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that specific provision will be considered severable from the remaining Terms and will not affect the validity or enforceability of the other provisions.
These Terms represent the entire agreement between INVESTROCK.IS LTD and the user regarding the use of this website and supersede any prior agreements or understandings related to the subject matter herein.
INVESTROCK.IS LTD is committed to fostering inclusivity and equal opportunities, embracing diversity as a core value in our workplace and operations.
© 2025 INVESTROCK.IS LTD. All rights reserved.
INVESTROCK and related marks are trademarks or registered trademarks of INVESTROCK.IS LTD or its subsidiaries in the United Kingdom and other jurisdictions. All other trademarks mentioned on this website are the property of their respective owners. Unauthorized use, reproduction, or distribution of any materials without prior written permission is strictly prohibited.
INVESTROCK.IS LTD is a company registered in the United Kingdom under Company Number: 16146040. The company operates in accordance with the laws of England and Wales, providing legal and compliant services to its clients.
Always With ❤️ - The Investrock Team